Terms

1. Definitions

“Company”, “we”, “us” or “our” means INVESTING TOWN LTD, a company registered in England (registration number…), having its registered office at 167–169 Great Portland Street, Fifth Floor, London W1W 5PF, England.
“User”, “you” or “your” means any visitor to or user of the Site and any associated mobile apps or services.
“Site” means the website at https://investing.town, any subdomains, and all related applications, content, features, and services.
“Content” means any text, graphics, images, video, audio, and other materials made available on or through the Site.

2. Acceptance of Terms

By accessing or using the Site, you agree to be bound by these Terms and by our [Privacy Policy]. If you do not agree, you must immediately discontinue use of the Site.

3. Changes to the Terms

We may modify these Terms at any time. When changes are made, we will post the updated Terms here with a revised “Last updated” date. Your continued use after any change constitutes acceptance of the new Terms.

4. Description of Service

Investing Town provides editorial content, market data, interactive features (e.g. “Play to Win”), newsletters, and tools designed to help users learn about and track financial markets. Certain features may require registration or payment.

5. Registration and Accounts

Eligibility: You must be at least 18 years old and capable of entering into a binding contract under applicable law.
Account Information: When you register, you agree to (a) provide accurate, current and complete information; and (b) maintain and promptly update your information if it changes.
Security: You are responsible for maintaining the confidentiality of your account credentials and for all activity under your account. Notify us immediately of any unauthorized use.

6. User Conduct

You agree not to:

Violate any applicable laws or regulations.
Infringe any third party’s intellectual property or privacy rights.
Transmit harmful code (viruses, malware) or conduct security attacks (e.g. DDoS).
Use bots, scripts, or other automated means to access or scrape the Site.
Interfere with the operation or security of the Site.
Post or share content that is unlawful, defamatory, obscene, or otherwise objectionable.

7. Intellectual Property

Ownership: All Content on the Site is owned or licensed by the Company and protected by copyright, trademark, and other laws.
Limited License: You may view, download, and print Content solely for your personal, non-commercial use. Any other use (reproduction, distribution, modification, transmission) without our prior written consent is strictly prohibited.

8. Third-Party Links and Services

The Site may contain links to third-party websites, services, or advertisements. We do not endorse and are not responsible for their content or practices. Your use of any third-party service is at your own risk and subject to that service’s terms.

9. Disclaimers and Warranties

“As Is”: The Site and Content are provided “as is” and “as available” without warranties of any kind.
No Investment Advice: Content is for informational purposes only and does not constitute financial, legal, or tax advice. Always consult a qualified professional before making investment decisions.
No Guarantee: We do not guarantee accuracy, completeness, or timeliness of any Content or features.

10. Limitation of Liability

To the fullest extent permitted by law, neither the Company nor its officers, directors, employees or agents will be liable for any indirect, incidental, consequential, special or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, arising from your access to or use of the Site or reliance on any Content.

11. Indemnification

You agree to indemnify, defend and hold harmless the Company and its affiliates from any claims, liabilities, losses, damages, costs or expenses (including reasonable legal fees) arising out of or related to your use of the Site, your violation of these Terms, or any content you submit.

12. Termination

We may suspend or terminate your access, without notice, for any conduct that we believe violates these Terms or is harmful to other users or the Company’s business interests. Sections that by their nature survive termination (e.g. Intellectual Property, Disclaimers, Limitation of Liability, Indemnification) will remain in effect.

13. Governing Law and Jurisdiction

These Terms and any disputes arising out of or in connection with them shall be governed by and construed in accordance with English law. You agree to submit to the exclusive jurisdiction of the courts of England and Wales.